Questions & Answers
Have you found yourself asking what are bond loans lately? Have you been left thinking how can I get a bond loan? And are you wondering how do I apply for a bond loan in Queensland? The answers to your questions are here...
What is a bond loan?
Even the best budgeters get 'caught short' when moving home. A rental bond loan is a small personal loan or consumer lease agreement to assist with rental bond, rent in advance and to cover general moving expenses. The cash is advanced directly to you (via your nominated bank account), often on the same day that you apply!
What we do?
Rent Bond Move is a Credit Assistance Provider committed exclusively to assisting you with a loan product or consumer lease agreement that fits your circumstances. We get to know you and as your personal agent, we strive to find you the best financial solution. If we are unable to find you a suitable financial product (or you decide it is not required), there is absolutely no charge to you.
How do I apply for a bond loan? With Rent Bond Move!
We specialise in providing financial solutions to get you into your new home as quickly as possible to ensure you don't miss out in a competitive rental market. We are different to others in this industry, delivering the ultimate customer experience with a unique personalised service making Rent Bond Move your preferred choice - try us! As we deliver bond loans Australia wide, if you're asking how do I get a bond loan in QLD, we can help.
How will I know if I am approved or declined for a loan?
Rent Bond Move's simple online loan application is available 24/7 and will provide immediate pre-approval or declination status. If pre-approved, you will be sent an email (congratulations!) that sets-out the documents you are required to provide to finalise your application and following receipt of these documents, and a brief chat with a friendly Rent Bond Move Customer Service, final determination is made. The process is quick and easy (we have done this many thousands of times) and we aim to complete the process and get cash advanced to your account same day. It's that simple!
Can I apply for a bond loan to be 'ready to act'?
As a Rental Bond Loan is simply a personal loan or consumer lease agreement tailored to meet your specific requirements you can actually obtain a financial solution from Rent Bond Move anytime for any worthwhile purpose and most certainly to have the cash 'firepower' to secure your new home the moment you find it.
How much can I borrow?
Rent Bond Move specialises in financial solutions from $750 to $5,000. We will assist you to find the product that is right for your needs - fast, friendly and flexible funds.
What will my repayments be?
That depends on how much you borrow and over what length of time. As soon as you are approved for a financial product a Rent Bond Move Consultant will discuss all costs and repayments with you prior to contract issuance to ensure the product is both affordable and demonstrably suits your requirements.
How long until I get cash into my account?
Rent Bond Move realises that funds are often required urgently. We strive to have funds transferred to your account within 24 hours of you completing your application process (including the provision of necessary supporting documentation).
How do you apply for a bond loan?
How to apply for a bond loan is easy. Simply click on the APPLY NOW button on this page. The process is straightforward and tailored to ensuring your personal loan requirements are achieved - first time, every time. You will be guided through the process and if you're still asking how to apply for a rental bond loan, our professional Rent Bond Move Consultants are always only a phone call away.
What do I need to qualify?
You may be asking can I get a bond loan? Those who can apply for a bond loan must:
- Be currently employed with a minimum salary of $25,000 pa ($500 pw after tax).
- Have Australian Permanent Residency Status.
- Not be an undischarged bankrupt.
- Have a responsible borrowing history.
How do I get a bond loan if I have a credit default?
You are still likely to be eligible. Whilst it is not possible to obtain a financial solution for all applicants, Rent Bond Move acknowledge that circumstances change and unlike some other Credit Assistance Providers, we take the time to understand your current position and work extremely hard to find you a suitable product to meet your requirements.
Will my privacy be protected?
Can I pay my loan out early?
Of course. Unlike many other financial institutions our financial providers have no hidden fees or charges or early payout fees.
What if I cannot repay on the due date?
As all financial products will be a contract between you and your specific credit provider, terms may vary based on the credit provider selected. As a general guide a default fee may be charged by the credit provider if you fail to make a payment in accord with your contract. If you remain in default a credit provider has the lawful right (and obligation) to recover money owed in compliance with the National Consumer Credit Code 2010 (NCCC).
What is the process of applying for a bond loan if I am an existing customer?
Welcome back! Rent Bond Move's philosophy is to build longstanding relationships with it's clients to become their preferred financial service provider - simply call us and a Premium Service Consultant will fast track your request to completion. It's that simple!
Why have I been declined for a rental bond loan?
Credit providers have a duty to responsibly assess your application in accord with their specific criteria. They have a lawful right (and obligation) to refuse any application does not meet this criteria. Rent Bond Move is a Credit Assistance Provider and does not have authority to finally approve or decline any application; we present your application to Credit Providers for consideration. Whilst we always strive to find a suitable loan product for pre-approved applicants, this is not always possible.